Jori Armengol
JORI& – Strategic Risk & Insurance Consulting Since 1890
JORI& is an independent insurance brokerage and risk consulting firm founded in 1890, with a long-standing tradition of advising companies through complex and evolving risk environments.
We specialize in providing tailored insurance and risk management solutions to innovative and high-growth sectors, including Life Sciences, Biotechnology, MedTech, Digital Health, and DeepTech.
Our approach goes beyond traditional insurance placement. We work as strategic partners to founders, CEOs, CFOs, and boards, helping them identify, assess, and transfer critical risks across every stage of growth — from early R&D and clinical trials to international expansion and scaling.
Our expertise includes:
Clinical Trials Insurance (local & multinational programs)
Product Liability & Professional Liability
Directors & Officers (D&O) coverage
Cyber Risk & Data Protection
Intellectual Property risk solutions
Property & Operational risk programs
International insurance structuring
As active partners within innovation ecosystems, we collaborate with research institutions, biotech hubs, investors, and industry associations to support sustainable and secure growth.
At JORI&, we believe insurance is not just protection — it is a strategic tool that enables innovation, investment, and long-term progress.
You make your decisions. We secure your progress.
We look forward to connecting with fellow innovators at BioSpain 2026.


